CURRENT ACCOUNT

This account can be opened for:

	-- Any Individual - Singly or Jointly
	-- Proprietorship Business
	-- Partnership Business
	-- Pvt. Limited Company
	-- Limited Company
	-- Any other Institution / Trust / Co-operative Society etc.

Significant features:

	-- Minimum Balance Rs.1000/-
	-- Nomination facility is available
	-- NEFT / RTGS Facility
	-- Free SMS facility
	-- Personalized cheque-book facility
	-- No cash handling charge upto Rs.5 lacs 
	-- Golden Current Account facility with free RTGS/NEFT service
	-- POS (Point of Sale) facility available 

Requisites for Opening of Account:

	-- Two business proofs (Government recognized)  
	-- Duly filled Account Opening Form
	-- 2 Photographs of each signatory
	-- Following details required of Individual / Proprietor / Partners / Directors / Trustees / etc..
		(i)   Photocopy of Pan Card or Form No.60
		(ii)  Aadhar Card

In case of submission of Form 60, any one of the following five Officially Valid Documents is required –

	(i)    Passport 						
	(ii)   Driving License
	(iii)  Election Card
	(iv)  NAREGA Job Card issued by the State Govt.
	(v)   Letter with Name & Address issued by National Population Register

Service Charges:

	-- RTGS outward charge: Above 2 lacs upto 5 lacs - Rs.30/-
						 Above 5 lacs    		  - Rs.59/-
	-- NEFT Outward charge: Nil
	-- Stop Payment charge per cheque: Rs. 12/-
	-- Ledger Folio charge (per month) : Upto 20 entries - Rs.  6.20/- (fixed)
								   After 20 entries - Re.  0.75/-per entry 
	-- Cheque Book charge: Rs. 30/-
	-- Statement charge: Rs. 6.20/- per page
	-- Cash Handling charges if Bulk Cash is deposited at a time.