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Current Account


This Account Can be Opened for:

  • Any Individual - Singly or Jointly
  • Proprietorship Business
  • Partnership Business
  • Pvt. Limited Company
  • Limited Company
  • Any other Institution / Trust / Co-operative Society etc.

Significant features:

  • Minimum Balance Rs.1000/-
  • Nomination facility is available
  • NEFT / RTGS Facility
  • Free SMS facility
  • Personalized cheque-book facility
  • Golden Current Account facility with free RTGS/NEFT service
  • POS (Point of Sale) facility available

Requisites for Opening of Account:

  • Two business proofs (Government recognized) 
  • Duly filled Account Opening Form
  • 2 Photographs of each signatory
  • Following details required of Individual / Proprietor / Partners / Directors / Trustees / etc..
    • Photocopy of Pan Card or Form No.60
    • Aadhar Card

In case of submission of Form 60, any one of the following five Officially Valid Documents is required –

  • Passport                                                            
  • Driving License
  • Election Card
  • NAREGA Job Card issued by the State Govt.
  • Letter with Name & Address issued by National Population Register

Service Charges:

  • RTGS outward charge:
    • Above 2 lacs upto 5 lacs - Rs.30/-
    • Above 5 lacs          - Rs.59/-
  • NEFT Outward charge: Nil
  • Stop Payment charge per cheque: Rs. 12/-
  • Ledger Folio charge (per month) :
    • Upto 20 entries - Rs. 6.20/- (fixed)
    • After 20 entries - Re. 0.75/-per entry
  • Cheque Book charge: Rs. 30/-
  • Statement charge: Rs. 6.20/- per page

Cash Handling charges if Bulk Cash is deposited at a time.

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