Flag
Quick Start

Online Banking

Find ATM Branch

Android Mobile App

Iphone Mobile App
Content
Content

Interest On Loans


Sr. No. Type Of Loans Interest Rate
   

Special Platinum Group
 

Platinum Group
 

Gold Group
 

Silver Group

(A) BUSINESS / INDUSTRIAL LOAN
1 Cash Credit Assignment of Lease Rental Loan        
 
  •  Upto 5 Cr.
9.25% 9.75% 10.75% 12.00%
 
  •  More than 5 Cr.
9.50% 10.00% 11.00% 12.00%
  (A) Builder Cash Credit        
 
  •  Upto 5 Cr.
10.25% 10.75% 11.75% 13.00%
 
  •  More than 5 Cr.
10.50% 11.00% 12.00% 13.00%
2 TERM LOAN / DEMAND LOAN
  (A) Industrial Machinery        
 
  •  Industrial Machinery Loan upto Rs.5 Cr.
09.00% 09.50% 10.50% 11.50%
 
  •  Industrial Machinery Loan for more than Rs.5 Cr.
09.50% 10.00% 11.00% 12.00%
 
  •  Furniture Loan
09.50% 10.00% 11.00% 12.00%
  (B) Vehicle / Home Appliances        
 
  •  With Collateral Security
10.50% 11.00% 11.50% -
 
  •  Without Collateral Security
13.00%
  (3) New Car Loan - - 8.50% 9.00%
  (4) Saral Dhiran 10.50% 11.00% 11.50% -
  (5) Industrial / Commercial Fixed Asset Purchase 10.00% 11.00% (*)
  (6) Industrial / Commercial Asset Construction 9.50% 9.75% 10.00% 11.00% (*)

(B)

SCHEMATIC ADVANCES Margin 50% Margin 40% Margin 30% Margin 20%
1 House Purchase / Construction Upto Rs.25 Lacs. - 9.80%
More than Rs.25 Lacs. - 10.50%
2 House Repairing - 12.00% 12.50% 13.00%
3 Loan against NPA assets (Residential) Upto Rs.25 Lacs. - 9.80%
More than Rs.25 Lacs. - 10.50%
4 Loan against NPA assets (Industrial / Commercial)        
 
  •  Upto Rs.5 Cr.
9.25% 9.75% 10.75% 12.00%
 
  •  More than Rs.5 Cr.
9.50% 10.00% 11.00% 12.00%

(C)

OTHER ADVANCES (SPECIFIED GROUP)
1 Education Loan 8.50%
2 Loan / OD against N.S.C. / K.V.P. / L.I.C. / Pledgable Govt. Bond/ Any other Approved Securities 7.75%
3 Loan against Gold Ornaments 10.00%
4 Loan / OD against DEMAT Shares 8.50%
5 OD to Bank approved Institutional employees 10.00%
6 Persoal Surity / Clean OD in Current account 14.00%
7 Loan / OD against Bank Deposite Rate of deposite + 0.50%
8 (A) Loans to Doctors / Specialist Doctors
 
  •  Loan upto Rs.5 Cr.
8.00%
 
  •  Loan more than Rs.5 Cr.
9.50%
  (B) Loan to Professionals (CA / CS / Achitects / Engineers / Cost Accountant)
 
  •  Loan upto Rs.5 Cr.
8.50%
 
  •  Loan more than Rs.5 Cr.
9.50%
9 Reverse Morgage Loan to Senior Citizen Sharememebers 9.00%
10 Loan for purchasing of grass for Gaushala/Panjarapol 10.50%
11 Additional Loan (topup) to existing Current loan account holders 10.00%
12 Mukhyamantri Awas Yojana Upto Rs.25 Lacs. - 8.80%
13 Seasonal Loan 10.00%
14 Shree Laxmanravji Inamdar "Swarojgar Dhiran" 11.00%
15 Roof Top / Solar System 10.00%
16 For eneric Medical Store 8.50%
17 Vyapar Vruddhi - OD 9.50%
 
  •  Vyapar Vruddhi - Term Loan
10.25%
 
  •  Vyapar Vruddhi - Diamond industry / Business
9.25%

* Terms & Conditions Apply

Note : For more information please contact nearest branch.

© 2021 Rajkot Nagarik Sahakari Bank. All Rights Reserved.