This Website needs Javascript activated to work.

RAJKOT NAGARIK SAHAKARI BANK LTD
Flag
Quick Start

Online Banking

Find ATM Branch

Android Mobile App

Iphone Mobile App
Content
Content

Fixed Term Deposit


Type Details
Re-investment Interest is re-invested & compounded on quarterly basis
Monthly Regular Income Interest at discounted rate is paid on monthly basis. Ideal scheme for pensioner / retired / senior citizen
Short Term Earn interest on idle money by depositing in this scheme for short duration i.e. 7 days to 365 days
Quarterly Income Interest is paid on quarterly / half-yearly basis

Current Rate Of Interest For Fixed Term Deposit :


Deposit Period Rate of interest effective from 27/02/2023
Normal Senior Citizen   / Staff   /  Bulk Deposit 
(Rs. 15 lacs and above)
Staff / Ex.Staff   +  Senior Citizen    +    Bulk Deposit  
(Rs. 15 lacs and above)  (More than 1 eligibilities)
7 Days to 45 Days 3.50% 3.75% 3.75%
46 Days to 179 Days 4.00% 4.25% 4.25%
180 Days to 270 Days 5.80% 6.30% 6.30%
271 Days to 364 Days 4.00% 4.25% 4.25%
1 Year or above and up to 3 Years 6.00% 6.25% 6.25%
3 Years above and up to 39 Months 7.55% 7.80% 8.05%
39 Months above and up to 5 Years 7.00% 7.25% 7.50%
5 Years above and less than 10 Years 5.00% 5.00% 5.00%
10 Years 6.25% 6.25% 6.25%
  • Income Tax exemption under section 80C can be availed for FDR’s with duration of 60 months (or more)
  • Individuals holding a single FD of Rs. 1,00,000/- (or more) for more than 60 months are offered Membership Share.
  • ROI for Single FD of Rs. 1 cr. (or more) for more than 3 Years and more than 39 Months is 8.05% .

Notes:

  • In case of any discrepancy, Interest rate card available with the Branch Manager shall prevail.
  • Rates quoted are subject to change without notice.

© 2023 Rajkot Nagarik Sahakari Bank. All Rights Reserved.