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RAJKOT NAGARIK SAHAKARI BANK LTD
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Fixed Term Deposit


Type Details
Re-investment Interest is re-invested & compounded on quarterly basis
Monthly Regular Income Interest at discounted rate is paid on monthly basis. Ideal scheme for pensioner / retired / senior citizen
Short Term Earn interest on idle money by depositing in this scheme for short duration i.e. 7 days to 365 days
Quarterly Income Interest is paid on quarterly / half-yearly basis

Rate of Interest:


Deposit Period Rate of interest effective from 20/06/2022
Normal Senior Citizen   / Staff   /  Bulk Deposit 
(Rs. 15 lacs and above)
Staff / Ex.Staff   +  Senior Citizen    +    Bulk Deposit  
(Rs. 15 lacs and above)  (More than 1 eligibilities)
7 Days to 45 Days 3.50% 3.75% 3.75%
46 Days to 364 Days 4.00% 4.25% 4.25%
1 Year or above and upto 3 Years 6.00% 6.25% 6.25%
3 Years above and upto 5 Years 7.00% 7.25% 7.50%
5 Years above and less than 10 Years 5.00% 5.00% 5.00%
10 Years 6.25% 6.25% 6.25%
  • Income Tax exemption under section 80C can be availed for FDR’s with duration of 60 months (or more)
  • Individuals holding a single FD of Rs. 1,00,000/- (or more) for more than 60 months are offered Membership Share.

Notes:

  • In case of any discrepancy, Interest rate card available with the Branch Manager shall prevail.
  • Rates quoted are subject to change without notice.

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