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Fixed Term Deposit
| Type | Details |
|---|---|
| Re-investment | Interest is re-invested & compounded on quarterly basis |
| Monthly Regular Income | Interest at discounted rate is paid on monthly basis. Ideal scheme for pensioner / retired / senior citizen |
| Short Term | Earn interest on idle money by depositing in this scheme for short duration i.e. 7 days to 365 days |
| Quarterly Income | Interest is paid on quarterly / half-yearly basis |
Current Rate Of Interest For Fixed Term Deposit :
| Deposit Period | Rate of interest effective from 27/02/2023 | ||
|---|---|---|---|
| Normal | Senior Citizen / Staff / Bulk Deposit (Rs. 15 lacs and above) |
Staff / Ex.Staff + Senior Citizen + Bulk Deposit (Rs. 15 lacs and above) (More than 1 eligibilities) |
|
| 7 Days to 45 Days | 3.50% | 3.75% | 3.75% |
| 46 Days to 179 Days | 4.00% | 4.25% | 4.25% |
| 180 Days to 270 Days | 5.80% | 6.30% | 6.30% |
| 271 Days to 364 Days | 4.00% | 4.25% | 4.25% |
| 1 Year or above and up to 3 Years | 6.00% | 6.25% | 6.25% |
| 3 Years above and up to 39 Months | 7.55% | 7.80% | 8.05% |
| 39 Months above and up to 5 Years | 7.00% | 7.25% | 7.50% |
| 5 Years above and less than 10 Years | 5.00% | 5.00% | 5.00% |
| 10 Years | 6.25% | 6.25% | 6.25% |
- Income Tax exemption under section 80C can be availed for FDR’s with duration of 60 months (or more)
- Individuals holding a single FD of Rs. 1,00,000/- (or more) for more than 60 months are offered Membership Share.
- ROI for Single FD of Rs. 1 cr. (or more) for more than 3 Years and more than 39 Months is 8.05% .
Notes:
- In case of any discrepancy, Interest rate card available with the Branch Manager shall prevail.
- Rates quoted are subject to change without notice.
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