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RAJKOT NAGARIK SAHAKARI BANK LTD
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Interest On Loans

Sr. No. Type Of Loans Interest Rate
   

Special Platinum Group
 

Platinum Group
 

Gold Group
 

Silver Group
(A) BUSINESS / INDUSTRIAL LOAN
1 Cash Credit Assignment of Lease Rental Loan        
 
  •  Upto 5 Cr.
 9.25% 9.75% 10.75% 12.00%
 
  •  More than 5 Cr.
 9.50% 10.00% 11.00% 12.00%
  (A) Builder Cash Credit        
 
  •  Upto 3 Year
 12.00% 13.00% -
 
  • 3 Year to 5 Year
 13.00% 14.00% -
 
  • More than 5 Year
 14.00% 15.00% -
2 TERM LOAN / DEMAND LOAN
  (A) Industrial Machinery        
 
  •  Industrial Machinery Loan upto Rs.5 Cr.
 9.00% 9.50% 10.50% 11.50%
 
  •  Industrial Machinery Loan for more than Rs.5 Cr.
 9.50% 10.00% 11.00% 12.00%
 
  •  Furniture Loan
 9.50% 10.00% 11.00% 12.00%
  (B) Vehicle / Home Appliances        
 
  •  With Collateral Security
 10.50% 11.00% 12.00% 13.00%
 
  •  Without Collateral Security
 13.00%
  (3) Saral Dhiran 11.00% 11.50% 12.50% -
  (4) Industrial / Commercial Fixed Asset Purchase 10.00% 11.00% (*)
  (5) Industrial / Commercial Asset Construction 9.50% 9.75% 10.00% 11.00% (*)

(B)

 SCHEMATIC ADVANCES Margin 50% Margin 40% Margin 30% Margin 20%
1 House Purchase / Construction Upto Rs.25 Lacs. - 9.80%
More than Rs.25 Lacs. - 10.50%
2 House Repairing - 12.00% 12.50% 13.00%
3 Loan against NPA assets (Residential) Upto Rs.25 Lacs. - 9.80%
More than Rs.25 Lacs. - 10.50%
4 Loan against NPA assets (Industrial / Commercial)        
 
  •  Upto Rs.5 Cr.
 9.25% 9.75% 10.75% 12.00%
 
  •  More than Rs.5 Cr.
 9.50% 10.00% 11.00% 12.00%

(C)

 OTHER ADVANCES (SPECIFIED GROUP)
1 Education Loan 8.50%
2 Loan / OD against N.S.C. / K.V.P. / L.I.C. / Pledgable Govt. Bond/ Any other Approved Securities 8.25%
3 Loan against Gold Ornaments 8.49%(*)
4 Loan / OD against DEMAT Shares 8.50%
5 OD to Bank approved Institutional employees 10.00%
6 Persoal Surity / Clean OD in Current account 14.00%
7 Loan / OD against Bank Deposite Rate of deposite + 0.50%
8 Loans to Doctors / Specialist Doctors / CA / CS / Achitects / Engineers / Cost Accountant
 
  •  Loan upto Rs.5 Cr.
 9.00%
 
  •  Loan more than Rs.5 Cr.
 9.50%
9 Reverse Morgage Loan to Senior Citizen Sharememebers 9.00%
10 Loan for purchasing of grass for Gaushala/Panjarapol 10.50%
11 Additional Loan (topup) to existing Current loan account holders 10.00%
12 Mukhyamantri Awas Yojana Upto Rs.25 Lacs. - 8.80%(*)
13 Seasonal Loan 10.00%
14 Shree Laxmanravji Inamdar "Swarojgar Dhiran" 11.00%
15 Roof Top / Solar System 8.50%(*)
16 For Generic Medical Store 8.50%
17 Vyapar Vruddhi - OD 9.50%
18 Nagarik Sahakar Dhiran 9.50%
19 New Car Loan 8.00%(*)
 
  •  Vyapar Vruddhi - Term Loan
 10.25%
 
  •  Vyapar Vruddhi - Diamond industry / Business
 9.25%

* Terms & Conditions Apply

Note : For more information please contact nearest branch.

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