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Laghu Udhyog Vyapar / Saral Dhiran (Max. upto Rs. 30 Lacs)

• Quick appraisal, Fast disbursement for loan upto Rs.20 Lacs to small borrowers.
• 125% collateral security is required upto loan / OD of Rs. 15 Lacs.
• 150% collateral security is required above loan / OD of Rs. 15 Lacs.
• Loan for 180 months, CC / OD facility is also available.
• Yearly stock statement is required upto CC of Rs.20 Lacs and quarterly is required above Rs.20 Lacs to Rs.30 Lacs.
• No ITR, Balancesheet / P&L required per small applicants upto Rs.20 Lacs.
• Sanctioning power is at branch level.